Atmanirbhar Gujarat Sahay Yojana (AGSY) 2024: Gujarat sarkar ne Atmanirbhar Gujarat Sahay Yojana shuru ki hai jismein ve logon ko ek lakh rupaye ka karz denge, jiska 2% ke bhumadhya dar par vasool kiya jayega. Yeh rajya sarkar ka ek madad yojana hai jismein 5000 crore rupaye ka package shamil hai. Is yojana mein chote vyaparik malikon, kushal mazdooron, auto rickshaw malikon, bijli karamchariyon, aur anya log shamil hain jinka arthik gatividhiyon mein badha aayi hai. Atmanirbhar Gujarat Sahay Yojana ke vistarit jaankari ke liye neeche padhein. For more information on the Atmanirbhar Gujarat Sahay Yojana 2024 (AGSY), please refer to the complete article below.
Atmanirbhar Gujarat Sahay Yojana 2024
The Gujarat government has launched the Atmanirbhar Gujarat Sahay Yojana to assist people affected by economic disruptions. Under this scheme, eligible individuals can avail a loan of up to Rs. 1 lakh at a low interest rate of 2%. The government has allocated a package of Rs. 5000 crore for this initiative. Those who can benefit include small business owners, skilled workers, auto-rickshaw drivers, electricians, and others facing financial challenges due to the pandemic or other reasons.
Gujarat Vidhva Sahay Yojana 2024
Atmanirbhar Gujarat Sahay Yojana Details
| Scheme Name | Atmanirbhar Gujarat Sahay Yojana |
|---|---|
| Launched By | Chief Minister Vijay Rupani |
| Year | 2024 |
| Beneficiaries | Small business owners, skilled workers, auto-rickshaw drivers, electricians, barbers |
| Application Procedure | Online |
| Objective | Providing loans at lower interest rates |
| Benefits | Access to loans with lower interest rates |
| Category | Government scheme in Gujarat |
| Official Website | Not available |
Objective of Atmanirbhar Gujarat Sahay Yojana
The Atmanirbhar Gujarat Sahay Yojana aims to support financial advisors affected by the COVID-19 lockdown. It offers a loan of Rs 1 lakh with a low interest rate of 2%. This financial aid is intended to help Gujarati business owners reopen their businesses that were shut down due to the pandemic.
Benefits of Atmanirbhar Gujarat Sahay Yojana
- People can apply for a loan of up to one lakh rupees at a low annual interest rate of two percent.
- This program provides much-needed support for businesses trying to recover during challenging times.
- Borrowers have three years to repay the loan, offering a reasonable timeframe for repayment.
Features of Atmanirbhar Gujarat Sahay Yojana
- The scheme aims to help around ten lakh small finance managers in Gujarat, like vegetable vendors, grocery store owners, and autorickshaw drivers.
- The government has allocated 5000 crores for this project.
- Participants will receive financial support for six months.
- Beneficiaries can get insurance coverage for losses up to Rs 1 lakh.
- The state government will cover 6% of the insurance premium, while the beneficiary will contribute 2% annually.
- Only friendly banks, local banks, and credit-supportive organizations will provide this loan.
Advantage of Atmanirbhar Sahay Yojana
The Atmanirbhar Sahay Yojana is designed to help various groups of people in Gujarat. This includes small business owners, skilled workers, autorickshaw drivers, electricians, barbers, and those with low incomes. During the COVID-19 pandemic, many states like Delhi offered assistance of ₹5,000 to such individuals. However, Gujarat believes this amount is insufficient to restore normalcy to their lives.
Eligibility Criteria for Atmanirbhar Gujarat Sahay Yojana
- You must be a permanent resident of Gujarat.
- You should belong to the Below Poverty Line (BPL) category.
- The scheme is open to small business owners like grocery store owners, mechanics, electricians, and shopkeepers.
Required Documents for Atmanirbhar Gujarat Sahay Yojana
- Passport size photo
- Aadhar card
- Domicile certificate
- Income certificate
- Ration card
- Mobile number
Steps to Apply for Atmanirbhar Gujarat Sahay Yojana
- Visit the official website of the Atmanirbhar Gujarat Sahay Scheme.
- Click on the option for the Gujarat Sahay Yojana Application Form PDF.
- Download the form and print it out.
- Fill in the form with your personal, bank, and contact details.
- Gather all the necessary documents required.
- Submit the filled-out form along with the documents to any Gujarat State credit society, urban cooperative bank, or district cooperative bank branch.
FAQs
Who has introduced the Atmanirbhar Gujarat Sahay Yojana?
Gujarat CM Vijay Rupani
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